Business Insurance with Taylor & Walker Insurance Group 

Keep Your Employees Protected.

Taylor & Walker Insurance Group understands the value of good employees. We know that your day-to-day operations depend on your hard work, expertise, and dedication. If you supply them with quality benefits and plans, they can work with peace of mind and assurance that they're adequately protected.

 But should an accident happen, having the right Workers Compensation plan from Taylor & Walker Insurance Group can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death.

 Workers' Compensation can cover financial obligations such as:

An injured employee's medical expenses/treatment

The replacement of lost wages from injury time off

If your business does not offer Workers' Compensation, severe injuries on the job could lead to an employee suing your company for damages. That's why it's important to discuss your options with a specialist at Taylor & Walker Insurance Group who can help you find suitable coverage options for all your business needs.

Mistakes Happen.

In today's litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

 At Taylor & Walker Insurance Group, we understand that mistakes happen. That's why we're committed to helping you create a Professional Liability policy that protects your day-to-day operations should your business be held legally liable.

What Does Professional Liability Cover?

While your business needs general liability coverage for property damage and bodily injury, Taylor & Walker Insurance Group recommends adding Professional Liability Insurance to your business portfolio because it insures the people and entities of your business from negligent claims made by third parties or even internal sources.

 From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

 Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business if your business charges fees for your services. It can include coverage for any errors such as failure to perform or contract violations. Depending on your industry, your insurance needs will vary.

 Directors and Officers Liability (D & O) – Having financial protection for your business's Directors and Officers can prevent loss if they are held liable for actions related to their corporate positions. This can include conflicts of interest, mismanagement of company assets, violation of laws, etc.

 Fiduciary Liability – Fiduciary covers claims involving violating the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

 Employment Practices Liability – With proper insurance, your business can be protected if a worker claims their rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

 Contact a Taylor & Walker Insurance Group representative today to prevent mistakes and errors from becoming significant losses for your business.

Protection for Your Business Itself.

Every day, you work hard to ensure that your business stays up and running. From serving your customers and offering your products and services to providing your employees with jobs, your business is a powerhouse of activity. That's why it's essential to ensure your commercial property is protected because accidents happen. The last thing you want to experience as a business owner is out of commission and under the wrong policy.

 With a custom Property Insurance policy from Taylor & Walker Insurance Group, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a significant financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as:

· Your building

· All interior items (desks, furniture, etc.)

· Any outdoor signs on your property

· On-site equipment

· Your inventory

Other items typically found on a Property Insurance policy include Builder's Risk insurance and Equipment Breakdown coverage. Builder's Risk protects materials or equipment from damage or loss sustained during construction or remodeling. At the same time, Equipment Breakdown, or Boiler and Machinery, keeps any electrical, electronic, or pressurized equipment on your premises insured from breakdowns or loss.

Additional Business Protection

In some cases, your business can save more by combining Property with Liability for the convenience of having your business needs met. To find out more about combining coverages, contact Taylor & Walker Insurance Group today.

Peace of Mind for Businesses on the Road.

Taylor & Walker Insurance Group understands the value of your commercial vehicles and the employees who drive them. From trips across the country to local deliveries and promotions, your mobile business fleet takes on the open road to keep operations running smoothly, but accidents happen.

 To prevent losing your hard-earned revenue due to an auto accident, you'll want to ensure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more. With Commercial Auto Insurance from Taylor & Walker Insurance Group, we'll work with you one-on-one to create a customized policy that may include:

· Bodily Injury Liability

· Medical Payments

· Personal Injury Protection (PIP) Coverage

· Comprehensive Coverage

· Collision Coverage

· GAP Coverage

· Uninsured and Underinsured Motorist Coverage

Additional options like Bailee Coverage are available if needed. Bailee Coverage ensures property loss or damage in your company's care, control, or custody – for example, product protection for items on a semi or delivery truck.

 Since Commercial Auto Insurance coverage varies, it's important to discuss your business's options with a specialist at Taylor & Walker Insurance Group, who can help you determine the proper coverage for all your commercial needs.

 Auto Insurance is an essential financial decision that will keep your business covered. The next time your fleet takes the road, ensure it's protected with the Commercial Auto policy from Taylor & Walker Insurance Group.

Extra Protection that Keeps You in Business.

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But suppose you don't have a sufficient amount of coverage. In that case, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances or even your operations.

 With Commercial Umbrella Insurance from Taylor & Walker Insurance Group, you can protect your business and assets if your company gets sued in a major lawsuit.

 A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also ensure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits result from accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

· Accidental falls or slips on your property

· A carbon monoxide leak in your building

· Libel, slander, or invasion of privacy

· If one of your products causes injury or illness

· If a fire in your building damages other property

· Violations of Employment Practices Liability

· If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents happen, you can never be too careful with your coverage options. That's why at Taylor & Walker Insurance Group, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is affordable coverage that can help you avoid significant losses.

 Protect your business personally and financially with a Commercial Umbrella policy from Taylor & Walker Insurance Group.

Critical Assurance for the Protection of Your Business.

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you're also accountable for keeping your employees and property insured from injuries and damages. At Taylor & Walker Insurance Group, we can help you create a policy to safeguard your business's best interests. So you can focus on serving your customers and increasing your profits.

 Commercial General Liability from Taylor & Walker Insurance Group can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the right policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from Taylor & Walker Insurance Group include:

· Premises Liability

· Products and Completed Operations

· Premises Medical

· Fire Legal Liability

· Casualty Coverage

Other types of Commercial General Liability include Garagekeepers Liability and Employment Practices Liability. If you run an auto service operation, having Garagekeepers Liability coverage will protect your customers' vehicles from fire, vandalism, theft, or other damages. An option like Employment Practices Liability will protect your business if an employee's legal rights have been violated.

Additional Commercial Liability

Other specialty types of Commercial Liability, such as Foreign, Liquor, and Concession Liability, can aid in furthering the safety of your business's future.

· Foreign Liability protects employees who travel out of the country (for business purposes) in the event of injuries, damages, and lawsuits.

· Liquor Liability includes covering damages and injuries in which your business is held legally responsible because of serving liquor – from liquor establishments to office parties/special events.

· Concession Liability keeps your special event stand insured from damage, accidents, or accidental injuries sustained to pedestrians.

Since there are many liability coverages, it's essential to talk with a Taylor & Walker Insurance Group specialist about the best business options.

Combined Coverage for Special Advantages.

At Taylor & Walker Insurance Group, we're committed to providing insurance solutions that keep small to medium-sized businesses protected. That's why we combine various coverage options into one convenient package – for more benefits than a typical Business policy and better savings through competitive pricing.

 A Business Owners Policy (BOP) from Taylor & Walker Insurance Group allows your business to create a customized insurance policy that combines Property, Commercial General Liability, Crime Insurance, and additional coverage types based on your needs.

 The proper Business Owners Policy can keep your day-to-day operations protected with options such as:

· Products and Completed Operations

· Premises Liability

· Premises Medical

· Fire Legal Liability

· Business Income Insurance

· Building and Personal Property Protection

· On-Site Equipment Insurance

· Coverage for Inventory Loss

· Crime Insurance

Find Out if Your Business is Eligible

Since Business Owners Policies apply only to particular types of businesses with specific needs, operations, and risks, it's essential to contact a specialist at Taylor & Walker Insurance Group who can help you determine whether a BOP is right for your small or medium-sized business.